19 Black Gum Court, Newburgh, NY, 12550 | $600,000

A/O. Introducing "The Birch" model, a stunning colonial-style residence spanning 2400 square feet. Classic architecture meets modern comforts for an atmosphere of warmth and elegance. Step inside to discover a custom kitchen, perfect for culinary enthusiasts, and a cozy fireplace in the living area for relaxed evenings. The back deck off the dinette offers a picturesque setting, while formal gatherings find their place in the gracious formal living room. Upstairs, a private master suite awaits with a luxurious primary bath featuring a soaking tub and separate walk-in shower. Three additional bedrooms provide ample space for family or guests. Outside, a charming front porch invites you to unwind. With its two-car garage tucked underneath and a half-unfinished basement on the other side, this home seamlessly blends convenience with style. Equipped with state-of-the-art heat pump systems, this home ensures optimal comfort and energy efficiency year-round, leading to lower utility bills and reduced environmental impact. Custom options allow you to tailor this home to your unique lifestyle, ensuring a personalized living experience. Located in the picturesque Hudson Valley, Elm Farm Estates offers a vibrant and tight-knit community atmosphere, where neighbors become friends and every corner holds a story. Enjoy easy access to an array of amenities, from quaint village shops to bustling eateries, enriching daily life. With 52 brand-new construction homes, we present six carefully selected floor plans that cater to every preference, from elegant colonials to charming ranches and contemporary bi-levels. Each residence boasts modern features and spacious layouts designed to accommodate your lifestyle. Enjoy the serene backdrop of surrounding trees and views, creating an idyllic setting for your dream home. Conveniently situated off Highways I-84 and I-87, Elm Farm Estates provides seamless access for your daily commute. Explore neighboring towns, or venture into New York City, just 60 miles away, via the nearby Metro North. Newburgh is a fast-growing hub for businesses and new work opportunities with major companies established in the area and more on the horizon. Don't forget to visit our website for more information, including a 3D simulation video of Elm Farm Estates. Additional Information: ParkingFeatures: 2 Car Attached,

Features

  • Amenities: Park
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Colonial
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Other, Forced Air
  • Cooling: Central Air
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 2,400
  • Acreage: 0.45
  • Est. Taxes: $13,454
  • Lot Desc: Near School, Near Shops, Near Public Transit, Level
  • Elem. School: Fostertown Etc Magnet School
  • Middle School: MEADOW HILL GLOBAL EXPLORATIONS MAGNET SCHOOL
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Electric Water Heater
  • MLS#: H800959
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/H800959/19blackgumcourt_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

19 Black Gum Court, Newburgh, NY, 12550

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $1,121 $1,121 $1,121
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,315 $3,234 $4,083
Total Monthly Payment $4,528 $4,447 $5,296

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.