Explore an incredible opportunity in the NUMBER 1 Rated Retirement Community in the United States, Sun City Center! Kings Point has manned GATED entrances and offers a maintenance-free lifestyle within an active 55+ community where Golf Carts are welcome! Sitting on a quiet street on a corner lot, this Stuart floor plan has just under 1200 square feet of living space with TWO designated, covered parking spots just steps away from the front door. This meticulously maintained home has been tastefully decorated and offers some of the NEWER furnishings as an option to remain in the home, making this home IDEAL whether for primary use, a second home or even an investment as 30-day rentals are allowed! The bright and airy living spaces create a warm and inviting atmosphere, perfect for both daily living and entertaining. The kitchen offers ample storage and counter space, featuring a perfect area for a coffee and wine bar. The Florida Room blends effortlessly with the living area, designed without steps or transitions. It comes with heating and cooling for year-round comfort and features a passthrough to the kitchen, making it perfect for various uses, including an expanded dining space. Experience the water view and watch golfers in the distance while you savor your morning coffee or relax with an evening drink in this charming setting. The primary bedroom provides generous space for large furniture and includes a roomy walk-in closet and an ensuite bathroom with a walk-in shower. The second bedroom also accommodates larger furniture and has direct access to the second full bathroom. The laundry room is inside the oversized utility room where additional storage is an option. There are double doors which allow you to house all your items including the GOLF CART that can convey with the home! Outside, you'll find a screened and covered patio, ideal for taking in the beautiful Florida weather. Updates and features include new GFCI installation in both bathrooms and the kitchen, electric panel (2019), newer windows, two newer bathroom vanities, solar tubes in both bathrooms and the kitchen, updated hardware and fixtures, white tile in both bathrooms and newer toilets. Gloucester E is PET FRIENDLY and also an association that is part of the 80/20 rule where an AGE WAIVER is possible if under 55! Fees include cable, internet, exterior insurance, maintenance grounds, pest control, private road, security, water, trash, sewer & more! Activities include over 200 clubs, multiple indoor/outdoor HEATED pools, fitness, pickle ball, an onsite SALON and multiple restaurants and so much more! If you plan on venturing out there is quick access to restaurants, SHOPPING, beaches and 30 minutes to Tampa International Airport, less than an hour to the Sarasota shops and 20 minutes to Ellenton Prime Outlets!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $973 | $1,262 |
Total Monthly Payment | $1,243 | $1,231 | $1,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.