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3420 Lake Harney CIRCLE, Geneva, FL, 32732 | $674,000
Beautiful 2 bedroom 1. 5 bath lakefront home located directly on Lake Harney in Seminole County. This property also has detached 1 bedroom 1 bath, full kitchen, fully furnished casita. Main home has a spacious Florida Room facing the water that could be used as a 3rd bedroom. In addition to the main house, property features the casita, and additional 12 X 12 air conditioned workshop/office/gym. The backyard views of this home are amazing! The northern facing backyard gives you both beautiful sunrises and sunsets. Lake Harney is fed by the St. johns River and offers fishing, jet skiing, paddle boarding, or a simple boat ride to one of the many restaurants on the river. This Lake front property is a nature lovers dream. Interior features; newer vinyl flooring, updated insulated windows, Florida Room, fireplace and inside laundry/utility room. The exterior features; screened back porch, fenced in backyard, concrete boat launch, and sea wall, mature landscaping, metal roof and shed. This property would make a wonderful primary or vacation home. During the recent flooding from the hurricanes, this home did not have any water intrusion.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 100 x 115
- Laundry: Laundry Room
- Year Built: 1989
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,632
- Acreage: 0.51
- Lot Size: 100 x 115
- Est. Taxes: $4,357
- Lot Desc: Flood Insurance Required
- View: Water
- Elem. School: Geneva Elementary
- Middle School: Chiles Middle
- High School: Oviedo High
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: O6262588
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/O6262588/3420lakeharneycircle_geneva_fl?source=qrflyer
Listing courtesy of KNIGHTS REALTY Phone: 407-252-7411
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3420 Lake Harney CIRCLE, Geneva, FL, 32732
$674,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $539,200 | $539,200 | $539,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
| Monthly Tax Payment | $363 | $363 | $363 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,542 | $3,542 | $4,514 |
| Total Monthly Payment | $3,997 | $3,997 | $4,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388