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243 Columbian Avenue, Rutland City, VT, 05701 | $235,000
This turn-key two unit multi-family is ready to rent to the tenants of your choice. It has completely new electric throughout and updated plumbing! There are brand new windows, a very dry spray foam insulated basement, and newly insulated second floor. This property is zoned for commercial or residential with plenty of off-street parking and a highly visible front yard. This home could easily be turned into a single family! The first unit is a two bedroom with a three-quarter bathroom. It has a mudroom that leads to a large eat-in kitchen, with space for a laundry room and a stairway up to a second level bedroom. Down the hallway you will find a spacious living room and the second bedroom off of that. The second unit is a studio with a full kitchen, full bathroom and a large bonus room that could be used as a walk-in closet or office. It has been updated with tongue and groove ceiling and ship-lap walls. Both units have tons of natural light, mountain views, and new vinyl plank flooring throughout. Schedule your showing today!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Units: 2
- Style: New Englander
- Year Built: 1920
- Heating: Oil
- Cooling: None
- Basement: Concrete,Dirt Floor,Insulated
- Approx Sq. Feet: 1,559
- Acreage: 0.25
- Est. Taxes: $1,666
- Lot Desc: Landscaped,Major Road Frontage,Mountain View,Near Skiing,Near Public Transportatn
- School District: Rutland City School District
- MLS#: 5024060
- Website: https://www.raveis.com
/prop/5024060/243columbianavenue_rutlandcity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/5/2025Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-746-4203
Listing Agent: Kerry Dismuke
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
243 Columbian Avenue, Rutland City, VT, 05701
$235,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
| Monthly Tax Payment | $139 | $139 | $139 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,235 | $1,250 | $1,585 |
| Total Monthly Payment | $1,449 | $1,464 | $1,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484