Welcome to On Top of The World Clearwater's Premier 55+ community, where every day feels like a vacation! This second floor end unit offers the perfect blend of privacy, comfort and modern updates. With neighbors on only one side, you'll enjoy a serene and quiet living experience. Step inside to discover brand new luxury laminate flooring and a fresh coat of paint throughout the entire unit. The kitchen opens seamlessly to the Florida/family room offering a bright and open layout perfect for everyday living. Adjacent to the living area, the dining room provides ample space for gatherings while maintaining a cozy, connected feel. The spacious master bedroom features an en-suit bathroom with a walk in shower and a convenient washer and dryer hookup in the large closet. The second bedroom is also generously sized, perfect for guests or additional living space. as an end unit, you'll benefit from extra windows, allowing an abundance of natural light to brighten every corner. This condo also features Elevator Access and Assigned parking for added ease. The community is brimming with amenities designed to enhance your lifestyle, including 2 private golf courses, a state-of-the-art fitness center, tennis and pickleball courts, a dog park, hobby studios, a wood shop, and an on-site café. Participate in fitness classes, enjoy live entertainment or join a game of cards- all just steps from your front door! Located in a prime area of clearwater this condo offers convenient access to grocery stores, shopping, and more. Don't miss this chance to own this light filled move in ready gem in an incredible location. Schedule your showing today and experience all this condo as to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $934 | $922 | $1,196 |
Total Monthly Payment | $1,203 | $1,191 | $1,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.