Welcome to this charming single-story ranch in the sought-after Davis Shores community. Situated on a double lot with stunning Intracoastal Waterway views, this home features 3 bedrooms, 3 bathrooms, and a split floor plan offering plenty of space and privacy. Inside, enjoy warm wood floors throughout, a spacious living area with a marble wood-burning fireplace, and a classic black-and-white kitchen with stainless steel appliances, custom cabinets, a walk-in pantry, and breathtaking views. Outside, the property is perfect for Florida living with a pool and private dock offering front-row seats to events like Nights of Lights, Fourth of July fireworks, and the Blessing of the Fleet. Watch dolphins, manatees, and other wildlife or enjoy fishing right off the dock. Conveniently located just minutes from downtown St. Augustine, St. Augustine Beach, Lighthouse Park Boat Ramp, and the Amphitheater, this home provides easy access to top attractions, dining, and entertainment. Schedule your waterfront showing today and start living the St. Augustine way
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,480,000 | $2,480,000 | $2,480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,880 | $15,472 | $21,433 |
Total Monthly Payment | $16,487 | $16,079 | $22,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.