Nestled in the heart of the scenic Hudson Valley, this delightful 2-bedroom, 1-bath cottage offers the perfect blend of comfort and simplicity. Located on peaceful Sarah Wells Trail in Campbell Hall, NY, this home provides a serene escape from the hustle and bustle of everyday life. Step inside and be embraced by warmth and character. With 700 square feet of well-designed space, every corner of this cottage is optimized for living. The cozy living room welcomes you with natural light streaming through the windows, creating a cheerful atmosphere perfect for relaxing after a day of exploring the nearby trails or enjoying the beauty of the surrounding countryside. The kitchen, though compact, is functional and ready for your culinary creations—whether it's a morning cup of coffee or a weekend dinner with friends. Two quaint bedrooms offer a restful retreat, ideal for unwinding at the end of the day. The charming exterior invites you to step outside and enjoy the fresh air in your own yard. Whether you’re enjoying a quiet morning or stargazing at night, the peaceful ambiance of this property creates a true sense of home. Whether you enjoy hiking, biking, or simply appreciating the natural beauty of the area, this cottage offers the perfect home base for it all. If you're seeking a simple, affordable, and inviting home in a tranquil setting, look no further. With its charming appeal and proximity to all that Campbell Hall and the surrounding Hudson Valley have to offer, this cottage is the perfect place to create your next chapter.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,440 | $1,440 | $1,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $12 |
Total Monthly Payment | $85 | $85 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.