Lovely central beachside pool home just 300 steps from the ocean offered for the first time by the original owner! Custom built in 2003 to meet newer hurricane codes and shows pride in ownership with an excellent maintenance record. Three bedrooms, 2. 5-bathrooms, heated and screened swimming pool, multiple sunny patios, 2021 roof, updated HVAC and appliances, two separate dedicated home offices and tons of options. Primary bedroom is downstairs while upstairs bedrooms can serve as an in-law or guest suite with kitchenette and separate entrance or traditional guest bedroom space. Spacious kitchen features a natural gas range, kitchen island and large bar with plenty of space to entertain and socialize with family and friends. Primary bedroom features a California closet system with a bathroom having a large walk-in shower, double sink vanity and Toto WAshlet toilet/bidet. Interior window treatments include custom plantation shutters upstairs and down. Small garage is perfect for a golf cart and workshop and there’s a 240 volt EV charger within reach of the driveway. Home has never flooded and the only hurricane damage was a torn screen panel above the pool (immediately repaired). Upstairs windows are hurricane impact rated and downstairs windows have shutters. Small perimeter low maintenance yard features lush landscaping including host plants for butterflies and hummingbirds. Includes a Hot Springs 4-adult size hot tub, outdoor grill area, garden shed for extra storage, outdoor shower and Sunsetter awning for on-demand shade over the pool patio. Large front porch is north facing to keep you in the shade when it’s hot while the pool deck is south facing for plenty of sunlight when it’s cold! This is truly a park your car and forget it while you enjoy close proximity to everything in New Smyrna Beach lifestyle home. Half a mile to Flagler Avenue, ?-mile to Publix, ?-mile to Detwiler Park (pickleball), 350-feet to Marianne Clancy Park (beach) and 2. 2-miles to Canal Street.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,866 | $4,741 | $6,568 |
Total Monthly Payment | $5,216 | $5,091 | $6,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.