Located near the heart of Lakewood Ranch, this sought-after home in The Reserve at Crossing Creek is thoughtfully crafted for effortless living. Boasting an open and inviting split-floor plan, the residence encompasses 2, 052 sq. ft. with 3 spacious bedrooms and 2 well-appointed bathrooms, offering a perfect blend of comfort and style. A true gem, this casually elegant home combines comfort, convenience and livability. No hurricane damage here! A lovely pond view in back and no neighboring house views in front provide added privacy. In a quiet cul-de-sac setting, sidewalks and street lights give the neighborhood a welcoming feel. Enter through a gallery-style foyer with transom window and arched doorway where high ceilings enhance the great room and formal dining room. The adjacent kitchen offers a sit-down barstool counter area, Corian counters, European style wood cabinetry, and a pantry. In the extended kitchen is a breakfast café with glass sliders opening to a covered lanai, perfect for relaxing and enjoying incredible weather year-round. Separated from the other bedrooms, the secluded primary suite is wonderful with 2 roomy walk-in closets, a generous glass shower, dual sink vanity and garden tub. Other highlights are gorgeous hardwood floors throughout, a laundry room, a 2-car garage with epoxy finished floor, a newer shingle roof in 2021, hurricane shutters, custom trim window molding, recessed can lighting, crown molding, blinds, ceiling fans, and new fixtures. Just a mile from your front door is Creekwood Park with one of the largest dog parks in the county, an expansive grassy area, picnic facilities, a gazebo and plenty of nature trails. Nearby are several golf courses, quick access to UTC mall and I-75, Creekwood Crossing Shopping Center, and revitalized downtown Bradenton. Just a short drive away are a variety of recreational attractions, arts and cultural offerings, and the stunning white-sand beaches poised along our coast. Built in 2008 by Centex Homes, the company has been dedicated to quality in home building for over 70 years and strives to exceed customer expectations each and every time. Immerse yourself in a beautifully crafted treasure meant to be enjoyed for years to come.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,698 | $2,663 | $3,454 |
Total Monthly Payment | $3,205 | $3,170 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.