Welcome to your dream home at 11 Cluff Road in Salem, NH! Impress your friends with the HOME THEATER room that comes fully equipped with leather recliners, authentic movie theater carpeting, and surround sound that delivers a true cinematic experience right from the comfort of your own home! As you step inside this charming, 3-bed, 2-bath home, you'll find a thoughtfully designed living space with the primary bedroom located on the main floor, along with a full bathroom with custom cabinets and a double-sink vanity, an open-concept kitchen/living area, a second bedroom, and a south-facing composite deck overlooking a backyard with picturesque views of the abutting conservation land. Have an extended family? No problem! The lower level includes two light and bright bonus rooms, a 3/4 bath with modern upgrades, luxurious radiant heat flooring, a bedroom with ample closet space, walkout access to a private driveway, and a separate insulated garage bay. Conveniently located just minutes from major shopping, Tuscan Village, I-93, and owned by the same family for nearly 30 years! Additional features and upgrades include: central AC, multi-zone heating and cooling, video surveillance, energy-star windows, custom blinds, tinted front windows, public water and sewer, spray foam insulation, and a freshly hydro-seeded yard with a new retaining wall. Here is your opportunity to make this incredible property your own. Schedule a showing today, this property is a must see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $2,990 | $3,811 |
Total Monthly Payment | $3,578 | $3,578 | $4,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.