UPDATE - WILL NOW COME FULLY FURNISHED! Welcome to this charming 2-bedroom, 2-bathroom condo in the sought-after 55+ community of On Top of the World! Enjoy peace of mind with a recent pre-listing inspection, ensuring a smooth buying process. This home features a NEW AC, an in-unit laundry room, and soaring vaulted ceilings, offering both comfort and style. Residents of On Top of the World enjoy an array of amenities, including two activity centers, two private golf courses with 9 and 18 holes (free for resident owners!), two heated swimming pools, and a newly remodeled cardio gym with state-of-the-art equipment. This pet-friendly community also includes a fenced dog park with covered seating, making it the perfect place for both you and your furry friends to relax and enjoy. Don’t miss your chance to live in this vibrant, active community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,723 | $2,186 |
Total Monthly Payment | $1,863 | $1,883 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.