Welcome to this charming 3 Bed / 2 Bath / 2 Car Garage home in The Village of St. Johns! As you step into a spacious Foyer, with a large coat closet you are introduced to an amazing bright and beautiful modern open floor plan. This cozy home has a Kitchen, Dining and Living Room combination making it perfect for dinner gatherings. The Kitchen boasts an Island with Breakfast Bar Seating & Pendant Lighting, Stainless Steel Appliances, ample Cabinet space, and a nice size Pantry. The Dining Area is near the Laundry Room that leads to the Garage. Adjacent to the Living Room you will find the hallway to the lovely Primary Bedroom displaying a Tray Ceiling, an En-Suite, Dual Sinks with plenty of Cabinets, a Standalone Shower, Private Toilet and roomy Walk-In Closet. The 2nd and 3rd Bedrooms are conveniently located next to the Guest Bathroom. The Sliding Glass Doors from the Living Room will bring you to the Screened-In Lanai with a concrete Grill Island where you will enjoy peaceful evening barbecuing and entertaining friends. The quaint Village of St. Johns is perfectly located near the vibrant amenities of Brownwood Paddock Square, Edna’s on the Green, Sawgrass Grove, along with a short stroll to the Okahumpka Recreation Center, Pedestrian Pathways, Waterside Boardwalks, Scenic Nature Trails and anticipated Harry and the Natives Restaurant. The home is conveniently located near Shopping, Restaurants, Entertainment, abundant Golf Courses, and Florida’s Turnpike. Additional Features & Upgrades: Tankless Water Heater, Painted Driveway, Insulated Garage Door, Rain Gutters around the perimeter, Brick Paver Curbing and Lush Landscaping. Buyer or Buyer's Agent to verify all room measurements. All information provided in this report is believed to be true and accurate but not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,320 | $318,320 | $318,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,091 | $2,091 | $2,665 |
Total Monthly Payment | $2,730 | $2,730 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.