2447 Ecuadorian WAY, #1, Clearwater, FL, 33763 | $200,000

Light and airy coveted first floor unit with assigned parking just steps from the front door, this unit features a covered patio overlooking a park-like setting, engineered hardwood floors and newer washer & dryer in unit, a bonus sunroom adds a spacious feel. There is truly something for everyone in this active 55+ community of On Top of the World! With 2 pools, 4 tennis courts, 2 golf courses (one 9-hole, one 18-hole, world class fitness center, 2 pickleball courts, 6 lawn bowl courts, and 8 shuffleboards and 3 horseshoe pits, hobby studios for crafts and woodworking ---along with 175 different clubs-- there is no lack of fun activities enjoy from dinners and dancing, to cards, billiards and so much more. OTOW is one of the few communities that allow large dogs so even your furry friends are welcome here. There is a dedicated dog park just for them! Add gated security, a central location near shopping, and minutes by car from world renowned Clearwater Beach, this is affordable living at its finest with cable tv, internet, water, sewer, trash, and most all amenities included in your monthly fee! Financing allowed with 35% down

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Pool, Security, Shuffleboard Court, Storage, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Same Floor As Condo Unit, Washer Hookup
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1971
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $2,561
  • Condo Fee: $519 Monthly
  • Adult Communities: Yes
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8327944
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8327944/2447ecuadorianway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 8:47:07 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2447 Ecuadorian WAY, #1, Clearwater, FL, 33763

$200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $160,000 $160,000 $160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,038 $1,025 $1,329
Total Monthly Payment $1,326 $1,313 $1,617

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.