Welcome home to this meticulously updated 2 bedroom, 2 bathroom home in the desirable guard-gated Ocala Palms Golf & Country Club. This home is perfect for those seeking a blend of modern upgrades and resort-style living. The home features a recently updated kitchen, boasting wood cabinets, quartz countertops, and sleek stainless steel appliances, plus a darling breakfast nook. A split-bedroom floor plan ensures privacy, while the spacious primary suite features a luxurious bathroom with two sinks, a garden tub and separate shower. Practical features include a 2 car garage with bonus storage area, new windows (2023), a new roof (2022), R38 insulation (2024), and solar panels (2023) that the seller will pay off at closing—offering you huge savings, energy efficiency and peace of mind. The home has both a covered front porch and a window enclosed rear lanai that provides great natural light, plus a paver patio for your enjoyment. Located near the renowned World Equestrian Center, there are always a plethora of events and activities going on inside the community and the surrounding area. Don't miss this move-in-ready gem that combines modern comfort with a vibrant community lifestyle! Ocala Palms features a spacious clubhouse, indoor and outdoor pools, a fitness center, tennis courts and so much more! Plus an 18 hole golf course, with membership options for golfers! Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,488 | $1,888 |
Total Monthly Payment | $1,654 | $1,633 | $2,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.