Look at this beautiful move-in ready TURNKEY home that also includes a Golf Cart! This home is located in Punta Gorda's wonderful Burnt Store Colony (an over 55 gated community). This is one of the larger homes within the community. No Flood Insurance is needed. A land Park Share with a value of $32K is also included with the home. This 2 bedroom / 2 bath home plus Den is full of wonderful features and large living areas. The home includes a new carport installed in 2023 with anchors attached to the carport for extra support. The spacious stamped concrete driveway has plenty of space for two cars plus golf cart parking. The open living area has vaulted ceilings, plenty of natural light, and large rooms. The Kitchen has plenty of cabinets, a built-in pantry, stainless steel appliances, skylight, and an eat-in dining area. The dining room has a large dining table and hutch/cabinet. The master bedroom is oversized with a very large closet with plenty of storage. The master bathroom includes a walk-in shower with built in seat, linen closet, skylight, and large vanity. Your guests will enjoy their large bedroom and spacious walk-in closet. The guest bathroom has a tub/shower combo and vanity. The convenient INDOOR LAUNDRY includes front-load washer and dryer, cabinets, and a storage closet. Enjoy your Florida mornings having coffee on the lanai that has all-season windows and AC. This room includes two fold-out single beds for additional guests. The extra-large Den features plenty of natural light and space for hosting gatherings.
The attached shed/workshop has plenty of space for your bicycles, golf clubs, and beach chairs. The mature palm trees and decorative garden edging adds to the beauty of this home. The amenities of this community include: Olympic size heated pool and spa, gym, clubhouse, library, billiards, community workshop including woodworking equipment (tools, ladders etc. that can be borrowed), boat/RV storage, bocce ball, shuffleboard, pickleball, tennis, designated hurricane shelter, and dog park. Enjoy playing cards, bingo, water aerobics, or dance the night away at the many social events. This community's low HOA fee of $252 a month is one of the lowest HOA fees in the area. Upgrades include: (2018) Roof, (2021) Full home re-pipe, (2022) New range hood, (2023) Exterior paint, new refrigerator, new leather reclinable sofa, new golf cart batteries, carport with support anchors, and water softener system. Turnkey does not include Realtor staging items in home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $973 | $1,262 |
Total Monthly Payment | $1,300 | $1,288 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.