Want to live in a quiet secluded area of Geneva, this is the one. This unique property offers 5 acres, 3 bedrooms 2 baths, loft, indoor laundry room and large screened in porch and deck overlooking a fully stocked pond. Lot of natural lighting, open floor plan with the primary suite downstairs. New interior paint (2024) new refrigerator (2024) and newer metal roof 2022). Plenty of room for your toys, equipment and livestock. There is a 20 x 45 detached garage with a separate storage room/tack room and stall for your animals. Another 2 stall horse barn, stocked pond and fenced pastures. Enjoy the privacy while able to enjoy the wildlife that will come through as well. No HOA and this property has mullet lake water and a well system in place if you would like to use that for irrigation. Seller is offering a $10, 000 flooring allowance that will be credited to you at closing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,372 | $3,329 | $4,317 |
Total Monthly Payment | $3,697 | $3,654 | $4,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.