Nestled in the vibrant heart of Zephyrhills, the premier Emerald Pointe RV Resort is a sought-after 55+ community where individually owned properties, give homeowners a personal stake in the serene and welcoming environment. Situated on a cul-de-sac lot with a double parking pad ensures plenty of space for vehicles. Pavers installed in 2023 create an attractive and functional pathway extending to the backyard. Recent upgrades include a French drain (2023) for effective water management and gutters (2023) to protect the property from the elements. Security features, including three outdoor cameras, a doorbell camera, and a security monitor offer peace of mind. Step inside to discover a light-filled family room adorned with laminate floors and a bay window that invites natural light to fill the space. The kitchen and dining area feature tile flooring creating a welcoming space to enjoy meals. A window over the sink allows natural light to stream in, highlighting the fully equipped kitchen with a range, microwave, refrigerator, dishwasher, plenty of storage cabinets to keep everything organized and within reach, and an indoor washer and dryer. The remodeled bathroom (2022) features an undermount sink, a stylish backsplash, and tiled shower. A pocket door leads to the cozy bedroom, complete with a bay window and vaulted ceiling. The primary bedroom includes a half bath and a built-in closet for ample storage. A sliding door opens to the inviting lanai, where the pavers extend out, showcasing a peaceful pond view and a park-like setting perfect for relaxation. Outdoor features are designed for both function and style. The lanai has retractable screens, while the adjustable retractable awning NEW 2023 includes three light settings and a wind sensor for added comfort and safety. A storage shed (2023), securely strapped and screwed down, and water softener offers even more functionality. A water heater was installed 2022. Take part in a wide variety of amenities and activities including the 10, 000 square foot Clubhouse with a kitchen, stage, library, office, laundry, exercise fitness room, and billiards room, or enjoy the heated swimming pool, spa and deck, or six championship shuffleboard courts. An adjacent outdoor Pavilion features a TV, a grilling station, gas fire pit, patio tables, and chairs are available for casual and planned events. The park is about one and a half miles for walking or biking pleasure surrounded by ponds and preserves for wildlife. Your furry pets will enjoy the fenced, leash-free dog park. Close to shopping, restaurants, and medical facilities. This home truly stands out with its seamless indoor-outdoor flow, modern updates, and stunning natural surroundings, making it the perfect haven for the Emerald Pointe lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,271 | $1,255 | $1,628 |
Total Monthly Payment | $1,497 | $1,481 | $1,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.