BACK ON THE MARKET AFTER DEALING WITH A FAMILY EMERGENCY. This custom built Royal Coachman, Elite Kensington IV, well maintained, 4 BEDROOM, 3 BATH, 4 CAR attached & detached garage, HEATED saltwater POOL home (with custom brick pavers on the deck, a separate cabana/pool bath with shower and a child's pool fence), sits on over a half acre in Royal Highlands. A rare find. NO HOA, NO CDD. The detached garage/workshop will hold 2 vehicles and is a mechanic's dream, with its 18'' concrete floor built to accommodate a car lift. Tile floors throughout, large garden tub and separate shower in the main bathroom, walk-in closets, 3 more bedrooms on the opposite side of the home, which could be used as an in-law/guest suite. Large family room, formal living room and dining room, Granite counters in kitchen and baths, tray ceilings, a retractable front screen door, tinted front windows, beautifully landscaped with custom decorative and newly painted driveway, sidewalk and landscaping curbing, and more! Septic, A/C, Well and Pest control regularly pumped and maintained. Roof was just inspected and passed by the insurance company. This gorgeous, well laid out home is conveniently located near the Suncoast parkway, SR 50 and US 19, for easy access to major cities and some of the most beautiful beaches in Florida. Love the outdoors? Kayak down the Weeki Wachee River, or enjoy one of several parks on our Nature Coast, which is home to our local Florida wildlife. NO hurricane damage and NO flooding. Home is located in flood zone X as well. Don't endure another harsh winter up north. Come enjoy the Florida Lifestyle, or upgrade to a larger home. NO ''Sight unseen'' offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,600 | $479,600 | $479,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,071 | $3,983 |
Total Monthly Payment | $3,435 | $3,395 | $4,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.