Welcome home to 199 Westminster Drive! This Converse Heights charmer has 3 bedrooms, 1. 5 baths situated close to downtown Spartanburg and is in one of the most desirable neighborhoods in the city. NEW ROOF AND BRAND NEW HUGE DECK FOR ALL YOUR ENTERTAINING NEEDS. In fact, your visitors can roam from the kitchen to the deck and into the sunroom that overlooks the beautiful backyard. Inside, enjoy the warmth of ALL HARDWOODS, STAINLESS APPLIANCES, a WOOD BURNING FIREPLACE, and a half bath in the 3rd bedroom that's perfect for guest quarters. Downstairs there's a LARGE UNFINISHED WALKOUT BASEMENT where you can get laundry done in a large area rather than in cramped rooms or closets that many have to deal with. With CLOSE TO AN ACRE OF LAND that borders the Cottonwood Trail, you'll want to make this one yours in time for the holidays!
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Our Executive Mortgage Banker:
Our Insurance Division:
$417,302
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $333,842 | $333,842 | $333,842 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,165 | $2,138 | $2,772 |
Total Monthly Payment | $2,803 | $2,776 | $3,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.