24748 Rio Villa Lakes CIRCLE, Punta Gorda, FL, 33950 | $325,000

CONDO ALTERNATIVE! Professional photography coming soon! Trade your lawn mower for a lifestyle of low-maintenance luxury in the beautiful 55+ gated community of Rio Villa Lakes in Punta Gorda. This 2021-built on a 10' ASL stem wall gem is perched on a corner lot, surrounded by swaying palms and delivering serious curb appeal. Step into your move-in-ready oasis and feel instantly at home protected with impact windows, doors & shutters!

Inside, an open, sunlit floor plan showcases 3 bedrooms and 2 bathrooms, with the primary suite privately tucked away for ultimate privacy & relaxation. The living spaces are adorned with ceramic tile flooring and fresh interior paint, while ceiling fans ensure year-round comfort. The newly updated chef’s kitchen is the heart of this home, featuring gleaming granite countertops, a charming farmhouse sink, stainless steel appliances, and a pantry big enough to handle your culinary adventures.

The primary suite is a serene escape with a spacious walk-in closet and a spa-like en-suite bath. Two additional bedrooms offer flexible options for guests, a home office, or a cozy den. Step through the glass sliders onto the screened lanai, where you'll enjoy the breeze and the view. From there, relax on your paved patio, surrounded by lush grass and mature palms—perfect for BBQs, entertaining, or a peaceful morning with coffee.

Practicality meets style with a 2-car garage, complete with storage, a laundry area, and all the organization you need. Outside, the irrigation system keeps your tropical landscaping vibrant year-round.

Living in Rio Villa Lakes means embracing an active, resort-style life. Swim in the sparkling pool, play a game of tennis, or take leisurely walks in this pet-friendly neighborhood. Just minutes from downtown Punta Gorda, you'll enjoy charming shops, waterfront dining, and the vibrant farmers market. With quick access to I-75, beaches, parks, and marinas, every adventure is within reach.

This is more than a home—it’s your gateway to paradise. Schedule your tour today and start living the dream!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2021
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,388
  • Acreage: 0.21
  • Est. Taxes: $4,983
  • HOA Fee: $210 Quarterly
  • Lot Desc: Flood Insurance Required, Irregular Lot, Near Marina
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4631112
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4631112/24748riovillalakescircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/12/2024 1:59:17 AM)
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE   Phone: 941-362-3300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

24748 Rio Villa Lakes CIRCLE, Punta Gorda, FL, 33950

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $415 $415 $415
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,686 $1,665 $2,159
Total Monthly Payment $2,176 $2,155 $2,649

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.