Welcome to 18043 Avonsdale Circle, a nearly new 4-bedroom, 2-bathroom home located in beautiful Port Charlotte. This property offers the perfect balance of modern living and coastal convenience, making it an ideal choice for those seeking a comfortable, move-in-ready home close to all the best amenities Southwest Florida offers. The home boasts an 1864Sf open floor plan that creates a bright, spacious living area, perfect for entertaining or relaxing with family. The split bedroom layout offers privacy for the master suite, which features a large walk-in closet for added storage space. The remaining three bedrooms are generously sized, providing ample room for family, guests, or home office use. Outside, the fenced backyard provides a private oasis for outdoor activities, as well as ample space to construct a new pool! With NO HOA FEES and no county restrictions on short-term or long-term rentals, you have flexibility for rental options—whether for personal use, vacation rentals, or investment purposes. One of the standout features of this property is the assumable FHA mortgage balance with an attractive 3. 125 interest rate (pending lender approval), making it a rare opportunity for buyers to secure an affordable mortgage option. Don’t miss this amazing opportunity to own this stunning home in an unbeatable location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$348,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,120 | $279,120 | $279,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,928 | $1,880 | $2,374 |
Total Monthly Payment | $2,292 | $2,244 | $2,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.