**** Scotchtown Split-Level Rental Home Ready for Immediate Occupancy! *** Step into this spacious and open floor plan seamlessly connecting the foyer to the living room, dining room, and kitchen, creating an ideal layout for both daily living and entertaining. Enjoy the natural light streaming through the oversized picture windows in the generously-sized living room. The kitchen is equipped with granite counters, white cabinets and stainless-steel appliances. The dining room opens to a large bonus sunroom through sliding doors with deck access. Upstairs, you’ll find three ample-sized bedrooms with hardwood floors, large closet space, and a full bathroom. The walk-out lower level includes a versatile finished flex room, full bathroom, and access to the attached 1-car garage, utilities, and laundry area. Outdoors, a spacious maintenance-free deck with a power awning overlooks the expansive, level backyard—perfect for relaxation or entertaining. Additional features include fenced backyard, large paved driveway, central air, central vacuum, recessed lighting, and hardwood flooring. Conveniently located and close to all, this home is just minutes from major highways, Metro-North train, hospital and shopping. Tenant responsible for all utilities, trash, lawn maintenance, snow plowing, water/sewer. No pets. No smoking. Available for immediate occupancy. Schedule a tour and make this house your home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $15 | $20 |
Total Monthly Payment | $91 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.