Unique opportunity in Englewood to own a two-story home with a 2 car detached garage (480 sq ft). 2023 New Metal Roof on Home and Garage, 2011 A/C, New Carpeting, and New Electric Panel. The garage is wired for electricity and has a remote controlled garage door. The garage is a great space for a workshop, car or boat storage or a separate she-shed / mancave. The backyard is enclosed by a chain link fence with a gate to drive back to the garage. Plentiful parking in the front of the home or along the driveway to the garage. As you enter the home from the side main door, the Florida room which is also under air has plenty of windows making it very inviting. The utility / laundry room is located off the Florida room. The kitchen is located in the middle of the Florida room, main living room and dining room. The second bathroom has a door to the backyard is off the living room which could function as a pool bath if you decide to add on a pool. The dining room faces the road side with a beautiful bay window. This room could also serve as a peaceful office or private TV room for your guests. The two guest bedrooms and 3rd bathroom are on the backside of the dining area providing privacy for your guests. The 3rd bedroom currently used as an office is lined with numerous cabinets for plenty of storage. The 3rd bedroom would make for an amazing craft room or office/den. The stairs off the main living room take you up to the master suite with a large master bath. Open the sliders and enjoy coffee in the morning on your private deck overlooking the backyard. Prefer to sit outside? Off the living room there is a screened patio (68 sq ft) is on the East side of the living room and the other patio can be accessed out the sliders to the South side of the living room (69 sq ft). Open the doors and sliders for a beautiful cross breeze. Location. . . . Location. . . . you can join the Belair boat association to use the private boat ramp on Oyster Creek which has one bridge out to the ICW. When you boat down Oyster Creek you are traveling by Ken and Barb's popular restaurant. Prefer a larger boat ramp, go to the public boat ramp on Ainger Creek. Don't own a boat? Join the Freedom Boat Club which is just up the street on Placida. Love fishing? Boca Grande is a short drive away. Prefer the beach and live entertainment? Manasota Key and the Englewood Beaches are a short drive also. Enjoy Golfing? Numerous Golf Courses are also near. Rather just sit and relax and watch the sunset? Across from Placida Rd. , you will see amazing sunsets over the ICW from the Lighthouse Grill which is an amazing view and setting for a sunset. The location and layout of this home would make for lucrative rental property if you are not seeking a full-time residence. No deed restrictions regarding rentals or parking boats on your property. Call for a private showing today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $1,993 | $2,584 |
Total Monthly Payment | $2,471 | $2,446 | $3,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.