5820 43rd TERRACE N, #1403, St. Petersburg, FL, 33709 | $152,000

If you’ve been dreaming of Florida’s coastal charm, look no further! This beautifully maintained 2-bedroom, 1-bathroom ground-floor condominium offers an incredible opportunity to enjoy the Sunshine State lifestyle. Lovingly cared for by the same owner for over 12 years, this delightful condo is ready to be your new home or winter getaway.
The Spacious Layout of this condo boasts 1, 105 sq. ft. , features two oversized bedrooms, an expansive AC’d Florida room, and a fully fenced rear patio. The Florida room is versatile and perfect for a home office, craft space, gym, or even a pool table.
The Charming Outdoor Spaces allow you to enjoy a picturesque front porch with a tile mosaic design, and relax or entertain in the large fenced patio with space for grilling, gardening, or simply unwinding with a book and glass of wine.
Updated & Move-In Ready:
Hurricane-rated windows throughout, including the patio door.
New electrical panel and water heater (approx. 2 years old).
HVAC system on a routine maintenance plan.
Freshly refaced kitchen cabinets with new doors.
Tile floors throughout for a clean, crisp aesthetic.
Convenient Amenities: Includes an in-unit washer and dryer for added convenience, a dedicated parking space adjacent to the unit, and an additional storage area.
Located in the thoughtfully designed 55+ community of Palms of Paradise East (formerly Clearview Oaks), this pet-friendly neighborhood offers a vibrant lifestyle with access to:
A clubhouse with activities, a library, and shuffleboard courts.
Well-maintained grounds featuring community sump pumps for extra peace of mind.
Affordable monthly fees covering internet, Wi-Fi, cable, water/sewer/trash, building insurance, and grounds maintenance.
Leasing is prohibited, ensuring a stable and neighborly atmosphere.
Prime Location situated in Kenneth City, this condo offers easy access to:
Shopping, restaurants, highways, and public transportation.
The Northwest Community Recreation Center.
A short drive to award-winning Gulf beaches, downtown St. Petersburg, and the international airport.
Move-In Made Easy; The owner is willing to include select furniture for a buyer looking for a turnkey move. (Personal and sentimental items do not convey. ) This unit has never flooded, adding extra peace of mind.
Don’t miss your chance to own this coastal gem with its perfect blend of charm, updates, and community appeal. Schedule your private showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Shuffleboard Court
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Inside
  • Complex: CLEARVIEW OAKS PARADISE
  • Year Built: 1966
  • Approx Sq. Feet: 1,105
  • Est. Taxes: $146
  • Condo Fee: $480 Monthly
  • Lot Desc: In County, Near Public Transit
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dryer, Refrigerator, Washer
  • MLS#: TB8328118
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8328118/582043rdterracen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/12/2024 1:58:29 AM)
Listing courtesy of DEMETER PROPERTIES INC   Phone: 813-226-0687

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5820 43rd TERRACE N, #1403, St. Petersburg, FL, 33709

$152,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $121,600 $121,600 $121,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $12 $12 $12
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $789 $779 $1,010
Total Monthly Payment $876 $866 $1,097

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.