Tucked away in the sought-after Hammock IV neighborhood of Bent Tree Villas. Pride of ownership and curb appeal too. This updated and refreshed villa, located in the beautiful Hammock IV neighborhood is an over 55's dream. With maintenance-free living, including landscaping/lawn care, basic cable, gate access, exterior pest control, barrel tile roofs, etc. You'll have more time enjoying the community pools and your active 55-plus Florida community lifestyle. Social amenities includes two pools also nestled in the woods and off the trails. There is an optional golf membership. This updated villa has two bedrooms, plus the den and are generous in size. This Flex room could be used as an office, den, or guest room. Step out from the living area on to the expansive, enclosed, AC'd (a split) lanai overlooking the oak hammocks and palms. This enclosed Florida room or lanai will have you feeling like you are surrounded by lush trees and woods. Currently used for an office as well as spare guest/entertaining spaces. Walk out to exterior patio area, too. Situated in a neighborhood around a portion of Lake Sarasota perfect for fishing or chill by the gazebo & benches at Hammocks' nature park. Lots of places to walk, you'll feel connected to nature every day. The location can't be beat either. Take the overpass on Proctor Rd for easy access to Restaurants, cafes, retail shopping centers, medical, hospital, I-75, beaches, Legacy Bike Trail. Sarasota offers world class culture, arts, sandy beaches, golf, racquet sports, tennis, parks and playgrounds. Something for every one, as well as your guests or visitors. Get ready for the best part. . . This villa has been updated! The expansive kitchen is a dream come true, featuring a stainless steel dishwasher, granite counters, range hood, and garden window for starters. There is a dinette area in kitchen. Many built-ins and too many to list here. A great room complete with a more formal dining area and living area with wooden fireplace, built-in wet bar. Subway tile in gourmet kitchen and both baths, including the oversized Roman primary shower. Updated lighting fixtures throughout. Updated flooring. Updated primary and second bath vanities. The entry walkway was sealed. In the primary bedroom suite there is a long makeup/vanity with a sink, a walk-in closet, separate bath with oversized Roman shower. Basically en suite. Large windows, sliders and a dome skylight in living room. Newly appointed wooden fireplace in tile. New hot water heater in oversized two-car garage. Separate laundry area with oversized pantry or linen or storage closet. This home was originally built as a great floor plan for entertaining friends, family and neighbors or just enjoy solo as it is in a pretty tranquil location. There is a built-in office cabinet off hallway. Cathedral and vaulted ceilings. Bent Tree golf course is available for a separate membership, this home comes with a social membership.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $341,520 | $341,520 | $341,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,215 | $2,187 | $2,836 |
Total Monthly Payment | $2,485 | $2,457 | $3,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.