14 Basin STREET, Palmetto, FL, 34221 | $209,000

CHARMING WATERFRONT RETREAT IN TROPIC ISLES! A 55+ Resident Owned Waterfront Community, nestled on the shores of Terra Ceia Bay. This cozy home offers a rare opportunity to own a piece of paradise with stunning views and direct water access. Enjoy peaceful mornings and vibrant sunsets or venture out for a day of boating or fishing at your leisure.
This MOVE IN READY property features: intimate living space with large windows capturing PANORAMIC WATER VIEWS; modern kitchen equipped with high-quality appliances and ample storage; One (1) bedroom and one (1) full bathroom; Living room FURNISHED with a comfortable pull-out couch and stylish accordion doors, offering FLEXIBLE GUEST ACCOMMODATION and enhanced privacy, ideal for a peaceful year-round retreat or a seasonal getaway. Also features a HUGE ENCLOSED LANAI, that offers the enticing possibility to convert into a heated living area. This versatile space is perfect for year-round use, extending the livable area and enhancing the home’s capacity for entertainment and relaxation. This unit was recently updated with new floorings, windows, fresh paint and new furnishings. Great outdoor area to enjoy watching the manatees and dolphins playing; property comes with a dock and BOAT LIFT perfect for up to a 21 foot vessel. Tropic Isles offers an array of amenities and endless activities for your enjoyment. Recreational facilities include a full service MARINA and BAIT SHOP, social rooms, shuffleboards, fitness center, controlled temperature pool and spa, a library, and so much more! Keep your social calendars busy with aerobics, movie nights, book club, line dancing, just to name a few! Enjoy some of the best beaches in the World within ½ hour from this community. Disney is just a short drive away. You can shop ‘till you drop in Sarasota, Tampa or go to the Ellenton Outlet Mall. How about fresh-caught fish at one the area’s waterfront restaurants or enjoying a cocktail while you are watching an incredible sunset?
Whether you're seeking a tranquil sanctuary to unwind or a delightful spot for entertaining friends and family by the water, this property promises a blend of relaxation and adventure. Don’t miss out on making this dream waterfront lifestyle your reality! Schedule your private showing today. *vessel at the boat lift does not convey*

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Year Built: 2001
  • Garage: Assigned, On Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 480
  • Acreage: 0.03
  • Est. Taxes: $2,517
  • HOA Fee: $307 Monthly
  • Lot Desc: FloodZone, Near Marina, Street One Way
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4609811
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/A4609811/14basinstreet_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2025 5:07:26 AM)
Listing courtesy of KELLER WILLIAMS ON THE WATER   Phone: 941-729-7400

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 Basin STREET, Palmetto, FL, 34221

$209,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $167,200 $167,200 $167,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $210 $210 $210
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,112 $1,141 $1,445
Total Monthly Payment $1,397 $1,426 $1,730

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.