This adorable Beachy Villa Home is being offered fully furnished and is decorated in bright cheery colors! Tortuga Villas offer a spacious layout of 2 bedrooms, 2 baths and a den with double pocket doors. There are hurricane shutters on all windows. The two car garage is perfect for year round residents to keep up to two cars with some storage as well as snow birds and part time residents. The owner has installed additional electrical outlets in the garage as well as the exterior. Tortuga allows owners to rent out their properties up to 4 times per year with a minimum of 30 days.
No flood insurance required here and this Villa has never flooded or had any storm damage. The location is ideally located close to Ft. Myers Beach, Sanibel Island, Bonita Springs and Naples as well as SW International Airport, Coconut Pointe Mall, Gulf Coast Town Center, Miromar Outlet mall and numerous 5 Star rated restaurants. Seller is very motivated and has priced this Villa to sell.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,400 | $310,400 | $310,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,039 | $2,063 | $2,618 |
Total Monthly Payment | $2,450 | $2,474 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.