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4525 Church STREET, Punta Gorda, FL, 33980 | $215,000
Nestled in the heart of Charlotte Harbor, this charming cottage offers an unbeatable location, just a short walk from the Sunseeker Resort, Bayshore Park, and the scenic harbor. This 2-bedroom, 2-bathroom home sits on a generous 9, 891 sq. ft. lot shaded by majestic oak trees, embodying the peaceful charm of Old Florida. While the property sustained damage from recent hurricanes, professional water and mold remediation has already been completed, providing a blank canvas to bring your vision to life. With over 1, 100 sq. ft. of living space, a screened lanai, public water and sewer connections, and a durable metal roof installed in 2014, this home is rich with potential. Its prime location places you one block from Charlotte Harbor and Bayshore Live Oak Park and just a mere 2 blocks to vibrant restaurants and entertainment options of the Sunseeker Resort. This property is perfect as a vacation retreat, rental investment, or forever home. Nearby amenities include local fishing spots, boat ramps, the Charlotte Harbor Yacht Club, and Port Charlotte Beach Park. Enjoy scenic coastal walkways that connect to Punta Gorda’s lively downtown. With no HOA fees or deed restrictions, this property is ideal for creative projects. Don’t miss the opportunity to design your dream home or capitalize on its exceptional rental appeal in one of Port Charlotte’s most desirable areas.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 63 x 157 x 63 x 157
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 1950
- Garage: 1-car
- Heating: Electric
- Cooling: Mini-Split Unit(s)
- Approx Sq. Feet: 1,100
- Acreage: 0.23
- Lot Size: 63 x 157 x 63 x 157
- Est. Taxes: $2,020
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
- MLS#: C7501391
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7501391/4525churchstreet_puntagorda_fl?source=qrflyer
Listing courtesy of Realty One Group MVP Phone: 800-896-8790
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4525 Church STREET, Punta Gorda, FL, 33980
$215,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,130 | $1,130 | $1,440 |
| Total Monthly Payment | $1,373 | $1,373 | $1,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388