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15410 Morning DRIVE, Lutz, FL, 33559 | $249,000
Enjoy the relaxation of Florida living from the screened-in porch of your charming three-bedroom, two-bath, one-story townhome, overlooking a tranquil lake, embellished with scenic birds – a magical setting. This move-in ready property boasts a kitchen with custom counters stretching to the dining area offering additional storage. Brand NEW AIR CONDITIONER installed in NOVEMBER 2024 – transferable 10-YEAR parts and labor WARRANY through Red Cap Plumbing, Air, and Electric! PATIO SCREENS replaced in 2024, newer ROOF in 2019, and the exterior was recently repainted. Pergo flooring throughout, linoleum in bathrooms. Enjoy the community’s terrific features of well-maintained tennis courts, fun pickleball, a welcoming - but fenced in for safety – swimming pool, and engaging basketball courts. Rest assured: the HOA covers lawn care, the clubhouse, pool area, playground, exterior yard care including the 4’ fencing around the patio, and common area insurance. The owner’s pool entry key will be transferred to the new owner at closing. And the 2025 HOA fee is projected to decrease by $20 a month! This inviting home is a convenient driving distance to the Pinellas County beaches and Orlando attractions. Walk to several delightful restaurants. The University of South Florida, several hospitals, and Moffitt Cancer Center are close. About a 20-minute drive takes you to downtown Tampa highlighting its famous Riverwalk and Straz Center for the Performing Arts. Don't miss an opportunity to own this remarkable, cozy home in a marvelous community.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Closet
- Style: Contemporary, Ranch
- Year Built: 1980
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,160
- Acreage: 0.04
- Est. Taxes: $1,244
- HOA Fee: $343 Monthly
- Lot Desc: Corner Lot, City Lot, In County, Landscaped, Near Public Transit, Sidewalk
- View: Water
- Elem. School: Chiles-HB
- Middle School: Liberty-HB
- High School: Freedom-HB
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: TB8328317
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8328317/15410morningdrive_lutz_fl?source=qrflyer
Listing courtesy of WORTH CLARK REALTY Phone: 800-991-6092
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15410 Morning DRIVE, Lutz, FL, 33559
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
| Monthly Tax Payment | $104 | $104 | $104 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,309 | $1,309 | $1,668 |
| Total Monthly Payment | $1,488 | $1,488 | $1,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388