THIS HOME QUALIFIES FOR ZERO DOWN FINANCING! Discover this nearly finished, adorable home just 15 minutes from the expanding River City Marketplace. With an open-concept floor plan, this home boasts beautiful, durable wood-look vinyl planks in the living areas and cozy carpet in the bedrooms. The kitchen features white cabinets, elegant granite countertops, and stainless-steel kitchen appliances (side-by-side fridge with ice and water, a self-cleaning glass top range, an over-the-range microwave, and a dishwasher. Additional highlights include: A 1-year builder warranty and termite bond for peace of mind A performance-engineered septic system with a required yearly maintenance agreement and fee. Convenient proximity to shopping, schools, and more Please note: The photos provided are examples of a completed home; actual colors, fixtures, and finishes may vary. Any AC cages do not convey. Make this your new home today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,276 | $1,618 |
Total Monthly Payment | $1,368 | $1,351 | $1,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.