Your private oasis awaits! This charming single-story home situated on half an acre in quiet cul-de-sac in the prestige Flora Parke Community is ready for its new owner. The owners spared no expense to truly make the back yard its own private oasis. Enjoy morning coffee on your screened in patio area while listening to the birds and after a long day of work enjoy a cocktail under one of the custom-built pergola areas. The private well offers the ease of watering your lawn during the hot summer months. Thoughtfully designed open floor plan with tile and LifeLock LVP Flooring throughout entire home, that means NO CARPET!! The spacious kitchen overlooks the gathering area, with enough seating for six people! Privacy is assured with the split bedroom design granting the owner a tranquil retreat featuring dual sinks, large walk in his and her closet, make up sitting area and huge walk-in shower. Flora Parke is located just 2 miles west of the Intracoastal Bridge on A1A in Fernandina. In only 4 minutes, you will find yourself at Fernandina Beach and commuters will enjoy a 25-minute drive to Downtown Jacksonville.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $3,449 | $3,410 | $4,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.