WATERFRONT HOME IN PUNTA GORDA ISLES ON KEY LOT W/**NEW ROOF**, SOUTHERN REAR EXPOSURE & PHENOMENAL VIEW - This updated 3 bed/2 bath, waterfront home has 140 ft of seawall & quick boating access to Charlotte Harbor. Home has been renovated w/updated kitchen & baths. Inside, the modified Bimini floor plan offers an elegant living space featuring Brazilian cherry wood floors. Disappearing sliding glass doors seamlessly connect the living/dining area to the screened lanai, complete with a brick paver deck, where you can relax and enjoy panoramic water views. Home is perfect for Florida living with almost every room in the home opening to an outdoor living space. The kitchen has granite counters, wood cabinetry & under cabinet lighting. The adjacent breakfast area offers stunning canal view & thanks to the southern rear exposure, you can catch glimpses of both the sunrise & sunset. The split bedroom layout features a spacious master suite w/spa-like master bath & an oversized walk-in closet. The master bath has dual sinks & a tiled shower w/rainfall shower head & built-in corner bench. The guest bedrooms share an updated guest bath. One guest room is currently used as a den/family room w/pocket doors opening to the kitchen area & sliding glass doors that open to a second screened patio that provides additional outdoor entertaining space. There's room for a pool, if desired. Renderings for potential pool attached to MLS. Brick paver walkway leads to the extended concrete dock w/10, 000 lb boat lift that was added in 2018. Water & electric hook-ups are available dockside. Start enjoying some of the best fishing & boating SW Florida has to offer from your backyard. Reach open water in under 15 minutes. Other updates include NEW EAGLE TILE ROOF (2023), whole house replumb with PEX (2020), home rewired (2014), NEW paver driveway/walkways (2022) & NEW irrigation system (2022). Home has an attached two-car garage with an epoxy floor (2021), NEW storage cabinets & slatwall (2021). Hurricane protection provided by steel accordion shutters & an electric Kevlar screen on the main lanai. Thanks to the home’s high elevation, it experienced no flooding or water intrusion during recent hurricanes. Consider joining the Punta Gorda Isles Civic Association - here you'll find numerous social and boating clubs to connect with like-minded neighbors. Miles of sidewalks in PGI easily connect you to numerous parks, Fishermen's Village, the library, the PGICA building & historic downtown. There's more to Punta Gorda than boating, an active lifestyle awaits here w/golfing, fishing, tennis, pickleball & more. The city also offers a lively art & music scene w/weekend festivals throughout the year. Discover why Punta Gorda Isles is considered a hidden gem of SW Florida. Make an appointment today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,731 | $3,683 | $4,777 |
Total Monthly Payment | $4,416 | $4,368 | $5,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.