Be sure you don't miss this highly upgraded, beautiful villa in Terra Vista. The prestige community of Citrus County. There is no other gated community in the area equal to this one. All the amenities you could ask for to live a practically free lifestyle. From the many pools, golf courses, restaurants, tennis courts, pickleball courts and so much more, you won't have to leave the area to enjoy yourself. This lovely home has been highly upgraded with crown molding, tray ceilings, porcelain tile floors that look just like wood. Granite counters in kitchen and baths along with upgraded maple cabinets. Kitchen is open to both the family room with gas fireplace, paved screened porch overlooking the large pond and fountain, to the dining and living room areas. New paint inside and new carpeting in bedrooms. Kitchen has an eat-in area plus generous counterspace for barstools. You can entertain many people in this home. Inside laundry and tons of storage space. All professional window coverings and even more high custom window treatments that were taken down before the home was painted and not put back up. The POA fee includes all lawn mowing, edging and hedge trimming as well. Fertilizing and pesticide are the owner's responsibility, however. The HOA fee includes all common maintenance throughout the community but also includes your Spectrum internet and cable package. Seller will be adding a new refrigerator and dishwasher before closing. This is one of the most upgraded villas in the area so please make an appointment to see it today. There is a one time Social Deposit of $2000. 00 plus $125. 00 transfer fee due on or before closing. The Lecanto area is booming with many new shops. restaurants and more to come for your convenience, yet Terra Vista is a sanctuary unto itself filled with nature. Hiking trails are all over the community along with biking,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,692 |
Total Monthly Payment | $2,668 | $2,639 | $3,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.