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362 Mount Richmond AVENUE NE, #336, St. Petersburg, FL, 33702 | $229,000
HIGH AND DRY AND MOVE IN READY!!! Seller is moving back to Michigan! This well maintained 2 Bed/2Bath home survived 2 Hurricanes and no flood waters inside! Built in 2004, home has 1090 SqFt of living space inside with many features that make it great. New AC 2021, new AC ducts 2024, new Vapor Barrier 2024, and New Roof 2024. Kitchen has new Refrigerator (2023) and new Microwave (2021), as well as very nice Kitchen Island with pull out, soft close drawers and granite countertop, making it a great social point for Happy Hour or meal prep. The luxury vinyl flooring throughout and cathedral ceilings make this home feel larger than its footprint. Living area also includes an 11 X 12 den, perfect for office or overnight guests. Washer and Dryer are conveniently located inside. The outside space includes an Additional 240 sqft screened lanai with sunshades, making it another perfect place to relax. An oversized shed with shelving and cupboards provides more than adequate storage for seasonal decor or items for a trip to the beach. The large carport provides enough parking for 2+ cars and a golfcart. Two dogs 35 lbs or less are welcome and this home is a short walk to the community Dog Park. Price includes share for the lot and ownership in the community. Home is located in 55+ waterfront community with many amenities, including heated pool, newly updated fitness center, clubhouse, 2 boat ramps, kayak launch and marina. The location is close to everything! 10 minutes from Downtown St Pete, 15 mins to airports, and 20 mins to the beaches. Low HOA fee of $360 includes water, sewer, trash, lawn edging and mowing, and 24 hr manned gate. The Community requires 675 credit score for all residents. Where else can you live and get all this for this price? Make an appointment to see this home today!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Laundry, Pool, Recreation Facilities, Shuffleboard Court, Storage, Vehicle Restrictions, Wheelchair Access
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area, Inside
- Year Built: 2004
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,090
- Acreage: 0.13
- Est. Taxes: $2,707
- HOA Fee: $360 Monthly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8327841
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8327841/362mountrichmondavenuene_stpetersburg_fl?source=qrflyer
Listing courtesy of BAREFOOT REALTY GROUP Phone: 877-360-7577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
362 Mount Richmond AVENUE NE, #336, St. Petersburg, FL, 33702
$229,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,265 | $1,234 | $1,558 |
| Total Monthly Payment | $1,566 | $1,535 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388