WATERFRONT with easy access to Johns Pass and the Gulf of Mexico. This home only suffered minor damage from the storm. It is higher up than the other houses on the street so not that much water came in. It has a roof that is only 2 years old and AC is about 5 years old. It has a large screen porch out back for awesome Florida living. Everything appears to be in working order. AC, irrigation pump, hot tub equipment, water heater, etc. Property being sold "as is" however The house was mitigated right away including plaster removal, cabinet and vanity removal, sanitation to prevent mold, rinsing off the ac, pumps and other equipment as needed, etc. . Appraisal was completed by seller and has favorable numbers for restoration with the FEMA 49% rule. Contact listing agent for details. Also cross listed as vacant land MLS# T8328975 LAND IS VERY VALUABLE WITH EASY ACCESS TO BOTH THE GULF BEACHES AND DOWNTOWN ST PETERSBURG. BOTH ARE JUST MINUTES AWAY. SHOPPING, MALLS AND GROCERY STORES ARE ALSO VERY CLOSE BY. SHOPPING, RECREATION, CHURCHES, SCHOOLS AND VIBRANT ST PETERSBURG NIGHT LIFE ALL WITHIN EASY REACH. ENJOY POOLSIDE LOUNGING, THE ARTS, MUSEUMS, MUSIC CONCERTS, BISTROS, RESTAURANTS, GOLFING AND OTHER RECREATION ALL CLOSE BY. DON'T MISS THIS OPPORTUNITY TO OWN A SLICE OF HEAVEN.
*chandelier in dining area does not convey
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,243 | $3,202 | $4,152 |
Total Monthly Payment | $3,566 | $3,525 | $4,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.