This Handyman Special is an opportunity to own land in a Gulf Access Community with low HOA Fees and great location! The move in ready home has a 2 year old A/C unit that has been elevated to code, a tankless hot water system installed, drywall throughout, updated raised panel doors, new wood baseboards and door trim, new kitchen cabinets, corner kitchen sink with corner windows for natural light, pantry, stainless steel appliances, and breakfast bar for morning coffee. Open living /dining room space, Florida rooms extends across the front of the home with a private entry. Extra wide side by side parking, Large Master bedroom has a sink /vanity room and separate shower commode area. The guest bedroom boasts 2 closets for extra storage. This "Golf Cart" community has much to offer with a Clubhouse and planned activities, social events such as- an annual golf cart parade, annual kayak parade, annual community poker run, monthly potlucks, daily cards games, bingo, billiards, darts, dances with live music, monthly happy hour gatherings and much more. Amenities include community park with swings at the pavilion, viewing sunsets across Sunset Lake, picnic table on the open deck, fishing pier, resident only boat ramp, kayaks, boccie ball, horseshoes, tennis, pickleball, basketball, heated swimming pool, hot tub and water aerobics. The community boasts a Gulf access boat ramp for the residents from which a boater can be in Estero Bay in 7 minutes and into the Gulf of Mexico via New Pass in 13 minutes. Enjoy fishing, shelling, sandbar anchoring, beaches, waterfront restaurants, tropical sunsets and still boat home in minutes! Back on shore Spring Creek Village also has a convenient location, just minutes to shopping at Coconut Point Mall, approximately 3 miles to Lee Health at Coconut Point or NCH medical facility, many restaurants, public golf courses, Hertz Sports Arena, FGCU, close to Bonita Beach, Lovers Key State Park and Fort Myers Beach, SWFL International airport is just minutes away, mid-way between Naples & Fort Myers by way of 41 (Tamiami Trail) or I-75. The home needs a new roof, ceiling repairs from leaks and some electrical work.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,116 | $1,101 | $1,428 |
Total Monthly Payment | $1,256 | $1,241 | $1,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.