3413 W Spruce STREET, Tampa, FL, 33607 | $3,800

January 1st move in date with some flexibility. West Tampa SOLAR home two minute walk from Macfarlane Park. 4/2. 5 home in West Tampa with a two car garage with four additional parking spots in front AND a large FENCED in tranquil space in the rear of the home. The kitchen is huge with an island, stainless appliances and granite counter tops, it is open to the equally large great room. All four bedrooms and the laundry are upstairs. The master is generous with tray ceilings, a master bath that includes both a walk in shower and a garden bathtub. The master includes a large walk in California closet for easy organization. There is also a large storage area under the stairs. . Enjoy meals on your screened lanai. The home includes Solar panels and TESLA home batteries that can sustain a family of four with electricity for up to 3 days. Solar keeps the utilities to a minimum. Pets with owners approval. 700 credit score and 3xs rent required net income monthly. $50 application fee for anyone over 18. Walking distance to Raymond James Stadium, Lopez park, Steinbrenner Field, lots and lots of shopping including Walmart, Target and Whole Foods and new MIDTOWN! A short commute to Macdill AFB. Owners will NOT ACCEPT COSIGNERS. Owners are allergic to cats, but will accept dogs on a case by case basis. NOTE: BRAND NEW LVP downstairs was recently installed, the downstairs and the back bedroom have been painted a light grey color. So, the photos are slightly dated. (I have uploaded one picture of the new flooring and current color of the downstairs walls. NOTE: This home is in evacuation Zone E, which means you'll very likely not have to evacuate for hurricanes. 20 minutes from MACDILL AFB via multiple routes.
Weeks and Month

Features

  • Type: Single Family Residence
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Upper Level
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,262
  • Acreage: 0.12
  • Elem. School: West Tampa-HB
  • Middle School: Madison-HB
  • High School: Jefferson
  • Pet Policy: Breed Restrictions, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Lease Terms: 12 Months
  • MLS#: TB8328365
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8328365/3413wsprucestreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2024 12:30:33 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3413 W Spruce STREET, Tampa, FL, 33607

$3,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,040 $3,040 $3,040
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.339% 7.017% 6.120%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $20 $20 $25
Total Monthly Payment $95 $95 $100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.