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20043 Stone Pine CIRCLE, Lutz, FL, 33558 | $559,000
POND FRONT MI Homes Newport II model floor plan with large primary suite (13x24), 2 additional bedrooms, flex room with wet bar and beverage cooler, family room with upgraded shiplap wall and electric fireplace, dining area and kitchen. Wood floors throughout except laundry and baths which have porcelain tile. Please note the 10-foot ceiling height and 8-foot tall interior and exterior doors which were upgraded by the Seller during construction. Crown molding in the foyer, flex room, family/living room, dining area and primary bedroom. Tray ceilings in the dining area, family/living room and primary bedroom. Wonderful contemporary kitchen with wood cabinets, pull out drawers, corner super sized lazy-susan, crown molding, quartz counters, porcelain tile backsplash and Stainless upgraded GE Cafe Appliances including an induction cooktop. Lighting in Primary Bedroom and Bath has custom made recycled glass from the Bicycle Glass Company. Expanded 352 square foot screen lanai with pavers and 220 volt outlet. Open paver patio. Lanai, open patio and primary bedroom have fabulous pond views. Water softener and 220 volt outlet in garage. There is a "Smart Home" system powered by Clare which will need to be reprogramed for the next owner. Aluminum gutters and downspouts. This home has many upgraded finishes and features and will not disappoint.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 50 x 121
- Laundry: Laundry Room
- Style: Craftsman
- Year Built: 2020
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,115
- Acreage: 0.14
- Lot Size: 50 x 121
- Est. Taxes: $6,454
- HOA Fee: $134 Annually
- View: Water
- Adult Communities: Yes
- Middle School: Charles S. Rushe Middle-PO
- High School: Sunlake High School-PO
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Water Softener, Wine Refrigerator
- MLS#: TB8328277
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8328277/20043stonepinecircle_lutz_fl?source=qrflyer
Listing courtesy of REAL PROPERTY ANALYSTS GULF CO Phone: 813-877-7113
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20043 Stone Pine CIRCLE, Lutz, FL, 33558
$559,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $538 | $538 | $538 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $2,863 | $3,714 |
| Total Monthly Payment | $3,531 | $3,493 | $4,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388