This well-loved, well-cared for Raised Ranch features a spacious living room with large windows for plenty of natural light on the elevated main level, accessible by a short flight of stairs from the entrance. A working fireplace adds a glow of ambiance and charm! The kitchen, open to the dining/living room, is compact and easy to care for with ample pantry and cabinet storage space. From the kitchen exit to a nice upper level back deck, perfect for morning coffee overlooking the spacious backyard. This fenced-in backyard provides the perfect spot for picnics, gardens, raised beds, pets and play-scapes. Three bedrooms, one currently being used as an office, the other with a full bathroom ensuite, are located on the main floor, while the lower level may be finished into a family room, complete with separate entryway and ample natural light from windows. This is a charming home, energy efficient with Solar and Tankless Hot Water. Raised Ranch-style homes are enjoying a surge in popularity from the feel of "one-level" living, combined with the efficiency of space, and the elegance of a great view. Make it your own!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Main | |
Full Bath | Ceiling Fan | Main |
Kitchen | Balcony/Deck,Corian Counters | Main |
Living Room | Main | |
Primary Bath | Ceiling Fan | Main |
Primary BR Suite | Stall Shower | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,393 | $2,391 | $2,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.