Absolutely adorable, super affordable home, right near Littleville Lake!! Charming 1940's bungalow with contemporary style and many updates. Bright, open floor plan with beamed cathedral ceilings, exposed brick chimney and hardwood floors. Newer roof, siding and windows. Newer heating system. New well pump and pressure tank. Detached garage with concrete floors work area and storage loft. Pretty seasonal views, very close to the lake and the many desired river spots for fishing, swimming, hiking and boating. This year-round home would also make a great vacation get-away retreat for any and all seasons. Close to all the great area recreational spots, ski areas, and also an easy ride to the attractions in the Berkshires or Northampton. Heating and septic are both sized for a 3-bedroom use so there is possibility here for a future addition to the house. Don't wait! Call today.
Type | Description | Level |
---|---|---|
Bedroom 2 | Exterior Access | Second |
Kitchen | Dining Area | First |
Living Room | Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Flooring - Hardwood, Open Floorplan | First |
Master Bedroom | Flooring - Wall to Wall Carpet | First |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,193 | $1,178 | $1,528 |
Total Monthly Payment | $1,458 | $1,443 | $1,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.