644 Island WAY, #505, Clearwater, FL, 33767 | $2,450

Discover the Condo you've been dreaming of! This impeccably maintained unit features NEW windows installed in 2022, featuring PGT WinGuard IMPACT-rated, vinyl, Low E windows with a transferable Lifetime warranty. The kitchen was reimagined in 2018, with a modern design that includes sleek white cabinets, white and gray marble countertops, and a matching backsplash. Stainless steel cabinet hardware and Samsung appliances add a touch of elegance. In 2015, both the primary and guest baths underwent a complete renovation. The interior showcases new laminate flooring and fresh paint throughout. This fully furnished Condo is Move-in Ready! The building offers spacious rooms with large windows, creating a light and bright ambiance. While there's no balcony, the living room features Floor-to-Ceiling Windows with remote-controlled shades. Additionally, COVERED parking space #47 is part of the package! Enjoy a range of amenities, including a waterfront pool, boat docks (first come to residents), a fishing dock, and a kayak launch with storage. Island Estates provides a self-contained community atmosphere, yet you're just a Jolley Trolley ride away from the vibrant Clearwater Beach festivities year-round. The building, constructed with block construction, recently completed a painting/envelope project. This location is unbeatable – just minutes from the beach and within walking distance to dining, a bar and grill, a grocery store, UPS, a nail salon, and the Clearwater Marine Aquarium. Come Live the Lifestyle, Come Live on the Island! 12-month lease requested by owner.

Features

  • Type: Condominium
  • Elevator: Y
  • Amenities: Pool
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1972
  • Garage: Assigned, Covered
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,335
  • Lot Desc: City Lot, Near Marina, Sidewalk
  • View: City, Water
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
  • Lease Terms: 12 Months
  • MLS#: TB8327350
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8327350/644islandway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 11:32:16 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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644 Island WAY, #505, Clearwater, FL, 33767

$2,450

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,960 $1,960 $1,960
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $13 $16
Total Monthly Payment $88 $88 $91

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.