BETTER BE QUICK TO THIS GORGEOUS, NEWER (2021) 3/2. 2/1CAR ATTACHED GARAGE TOWNHOME IN ONE OF THE MOST SOUGHT AFTER COMMUNITIES IN HOLIDAY, THE PRESERVE AT GULF TRACE!!!!! OWNERS SPARED NO EXPENSE WHEN BUILDING THIS AMAZING PROPERTY, FROM THE CERAMIC FLOORS TO THE PLUSH CARPETING IN THE BEDROOMS, TO THE GRANITE COUNTER TOPS AND UPGRAGED CABINETRY IN THE KITCHEN WITH BEAUTIFUL STAINLESS STEEL APPLIANCES, READY FOR ANY ASPIRING CHEF. . . . . THIS HOME FEATURES A VERY OPEN LAYOUT WITH AN OVERSIZED GREAT ROOM OFF OF THE KITCHEN, FROM THE GREAT ROOM STEP OUT INTO YOUR SCREENED COVERED LANAI OVERLOOKING A BEAUTIFUL CONSERVATION AREA RIGHT IN YOUR OWN BACK YARD. PERFECT FOR ENTERTAINING OR JUST RELAXING AFTER A LONG DAY. HOME ALSO BOASTS AN ATTACHED ONE CAR GARAGE!!!! PRIMARY BEDROOM IS ON THE SECOND FLOOR WITH ITS ENSUITE BATH WITH SEPARATE VANITIES, GRANITE COUNTERTOPS, COMMUNITY FEATURES A DOG PARK, PLAYGROUND, LOTS OF SIDEWALKS, COMPLEX SITS WITHIN 1/4 OF AN ELEMENTARY SCHOOL, IS VERY CONVENIENT TO US HWY 19, CLOSE TO BEACHES, J. BEN HARRILL RECREATION COMPLEX, BETTER BE QUICK TO THIS GEM. IT WON'T LAST AT THIS PRICE WITH ALL OF THESE AMENITIES.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,524 | $1,524 | $1,941 |
Total Monthly Payment | $1,822 | $1,822 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.