Spacious 2 Bedroom PLUS large office, 2 Bathroom FIRST FLOOR condo with attached 2 Car Garage. Located in the much sought after community of TARPON COVE in desirable deed restricted PUNTA GORDA ISLES. EXPANSIVE WATER VIEW- views of wide basin, marina and canal! This is the most spacious first floor plan at Tarpon Cove with 2330 SF under air plus a 19x12 screened Lanai with vinyl windows. There is an open and split bedroom floor plan with Foyer, Great Room, well equipped Kitchen, Inside Laundry. The Foyer has a tray ceiling, alcove for a painting or collectible and storage closet. The spacious Great Room with Dining Area features diagonal lay tile, numerous windows with fabric blinds, high ceiling and sliding glass doors to the lanai. The large Kitchen offers wood cabinets with crown molding, Corian counters, excellent storage and counter space, pass thru to the Great Room, breakfast bar, double sink, large dining area filled with windows. Appliances include refrigerator, dishwasher, built in microwave, oven/range, disposal. The Inside Laundry Room offers a sink, good cabinet space, storage closet and front loading washer and dryer. The spacious Master Bedroom suite offers a water view, large custom walk in closet and private bathroom. The Bathroom features dual sinks, walk in shower with beautiful tile, a separate vanity area and built in linen closet. There is a generous sized guest bedroom with double closet and there is also a large office (no closet) that could function as a guest area. The guest bathroom has a tub/shower combination. Your living space extends to the 19x12 Lanai with fabulous water view, screens and vinyl windows and summer kitchen with sink, under counter refrigerator, cooktop/grill and good storage space. Other features include impact windows, crown molding, manabloc plumbing, arched doorways, rain gutters, 10 foot ceilings, 8 foot high 6 panel solid core doors, paver driveway and walkway. The back door of the unit leads to the Tarpon Cove docks and the deeded dock space for this unit is #2. There is a 30 foot concrete dock and concrete seawall which is maintained by the city of Punta Gorda. QUICK SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. Amenities at Tarpon Cove include heated swimming pool and inground spa, clubhouse with fitness equipment and kitchen, paver pool deck and walkways and park like setting with lush tropical landscaping. Tarpon Cove is a prestigious waterfront private community situated on 10 acres. Tarpon Cove offers outstanding sailboat access and also has a one acre lake with lighted fountain. There is an on site 31 slip boat basin. The community is known for its lush landscaping as well as spacious, luxurious floor plans. There are only 60 condominium homes, 4 units to a building. Construction features include concrete block construction, concrete decking between floors, 8 inch concrete insulated block party walls. ***NEW TILE ROOF 2023***Tarpon Cove is 5 minutes from Golf and 10 minutes from historic downtown Punta Gorda shopping, dining, medical cate, waterfront parks, boat ramps, fishing piers. walking and biking paths, art galleries, Fishermen's Village, Charlotte Harbor Event Center, events and more!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,138 | $3,976 |
Total Monthly Payment | $3,525 | $3,564 | $4,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.