Enjoy a laid back country lifestyle in your new home in the Charlotte Ranchettes. This brand new Imperial Floor plan from Jacobsen Homes overlooks the Babcock Preserve, allowing you to enjoy wildlife, birds, and the serene sounds of the country while you enjoy your morning coffee on your new front porch - the perfect neighbors! As you enter the home with a stone facade - the open floor plan, cathedral ceilings, and windows allows the natural light to make the open space bright and airy - a perfect place for entertaining, family gatherings, or cozy nights relaxing. The 3rd bedroom or flex room is the perfect home office with the view of the preserve. The home has been constructed with an eye for detail and a stickler for doing things right from the Trex decked porch and stairs with vinyl railing to the full vinyl siding that encloses the crawl space with access doors, gutters around the entirety of the home, and fresh sod on the entire lot. Home has a double driveway with a culvert and underground electric. Enjoy the freedom and diversity of the Agriculture zoning which allows you to own livestock, chickens, farms etc - if self -sustainability or enjoying farming / gardening is your goal - this is your place! For a night out, explore local dining options within a 10 minute drive in Downtown Punta Gorda. Shopping and entertainment are conveniently close with Fishermen’s Village offering unique boutiques, waterfront dining, and frequent events. Travel is a breeze with easy access to Punta Gorda Airport and Southwest Florida International Airport with ease of access to I75 with 2 on/off ramps less than 10 minutes away. Imagine starting each day with a cup of coffee on your porch, the sound of nature around you, and endless opportunities for adventure and relaxation just moments away. Adjacent lot is available for additional land for $36, 000, the lot has an approved permit for an additional manufactured home to be built as well!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,818 | $1,773 | $2,239 |
Total Monthly Payment | $1,925 | $1,880 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.