22312 Niagara AVENUE, Port Charlotte, FL, 33952 | $216,900

This seller is motivated! This charming 2-bedroom, 2-bath home in a desirable area of Port Charlotte offers an open floor plan, with a seamless flow from the living-dining area to the galley style kitchen. The kitchen features updated cabinets, counters and all appliances. Additional highlights included a separate laundry room with a full-size washer and dryer included. The large, enclosed lanai is a plus that allows plenty of natural lighting and great for year around entertaining. A convenient pass-through window from the kitchen to the lanai adds to the functionality of entertaining as well as glass sliding doors that provide easy access. Freshly painted with LED lighting the home also has ceramic tile flooring for easy maintenance. Recent updates include a new roof (2023), Updated electric panel (2019), and new toilets. The attached one-car garage is finished and includes a 16x6 room that makes a great workshop or storage area. With city water and sewer, this home offers convenience, and the large backyard provides space for outdoor activities or a pool. The large Master Ensuite features a bath with tub and shower with access to the lanai through the sliding glass door. The home is ideally located near shopping, dining, medical facilities, and the new Sunseeker Resort with easy access to gyms, biking trails, beaches, and golf. The property has never experienced flooding, according to the seller, making it a perfect opportunity to own a cozy home in this prime location.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1974
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 888
  • Acreage: 0.23
  • Est. Taxes: $1,753
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7487927
  • Days on Market: 261 days
  • Website: https://www.raveis.com
    /prop/C7487927/22312niagaraavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 11:32:49 AM)
Listing courtesy of HOLDAWAY HOMES REALTY LLC   Phone: 941-626-5556

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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22312 Niagara AVENUE, Port Charlotte, FL, 33952

$216,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $173,520 $173,520 $173,520
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $146 $146 $146
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,198 $1,169 $1,476
Total Monthly Payment $1,419 $1,390 $1,697

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.