Absolutely amazing 3-bedroom, 3-bathroom, 2 car garage home located in the secluded neighborhood of Cypress Point in Clearwater. When you enter the home, you are welcomed by a living room/dining room combo with vaulted ceilings. The kitchen has an abundance of counter space as well as cabinets, plus it has been updated with stainless steel appliances, granite countertops and cherry cabinets. The three-way split floor plan gives all of the bedroom’s privacy. The owner’s suite has a walk-in designer closet plus an en-suite bath. The bath has been updated with quartz countertops, double sinks and a newly remodeled shower. The second bedroom has a fully updated bath adjacent to it. There is an amazing family room off the back of the home with a stone faced wood burning fireplace. The third bedroom is off the back of the family room and has an attached full bath. The home is updated throughout including a NEW ROOF going on prior to closing, A/C 3 years old, all windows and sliding door are hurricane windows as well as the garage door. The inside laundry gives extra storage plus a utility sink. The back yard offers lots of privacy and has a nice outdoor space for grilling and a fire pit. Quick access to Downtown Dunedin, Downtown Clearwater, Clearwater Beaches, Caladesi and Honeymoon Islands, parks, trails, and several points of water access. Located in County jurisdiction (Unincorporated), No HOA fees, no CDD fees, flood insurance is not required and a NON-evacuation zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,438 | $2,407 | $3,122 |
Total Monthly Payment | $2,664 | $2,633 | $3,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.