An absolute gem nestled in the heart of the coastal neighborhoods along Brush Neck Cove. Built in (2017), 193 Reynolds Ave is a meticulously maintained 3-bedroom, 2. 5-bathroom, two-level colonial brimming with character and charm. The inviting front-entry farmer's porch welcomes you into a bright and spacious open floor plan featuring gleaming hardwood floors throughout the main living spaces. Entertaining is effortless with the impressive cook's kitchen, complete with a center island, stainless steel appliances, and direct connection to the main living area and adjacent dining space highlighted by a sliding glass door leading to an outdoor deck overlooking a delightful fenced yard. A half bath, main level laundry closet, and extra pantry storage complete the first floor. Tucked away on the second floor is an impressive primary bedroom suite, featuring an oversize walk-in closet and private bathroom. This level also includes generously sized guest bedrooms and another full bathroom. The unfinished lower level offers an exciting opportunity to create a rec room, home office, gym, or studio space tailored to your needs. (A+) walk score, shoreline access is just a few hundred feet from your front door perfect for launching your canoe, kayak, or paddleboard. Situated on a quiet street yet just minutes from local shopping, restaurants, highways, T. F. Green International Airport, and Warwick Neck's coastal parks and beaches, this home is an exceptional opportunity and value.
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Our Executive Mortgage Banker:
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,537 | $2,505 | $3,249 |
Total Monthly Payment | $3,061 | $3,029 | $3,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.