Beautiful home steps from Columbia Lake! Situated high on 1. 45 acres, this one owner, custom built contemporary boasts year-round views & deeded lake access right-of-way, with the town beach, clubhouse & boat launch a short walk/drive away. Brand new roof & siding & deck improvements were completed in Nov. /Dec. 2024. The bright and airy living room features a soaring ceiling with skylights, floor to ceiling stone fireplace with gas log insert and wall of windows showcasing the expansive front yard & lake views. The open concept kitchen/dining area has granite counters, a breakfast bar, glass cooktop, stainless wall oven, fridge and dishwasher, cabinet space galore and a slider to the freshly painted 29x12 deck. This is true one level living with a laundry area & half bath just off the kitchen. The main floor primary bedroom suite has double walk-in closets, a bright, spacious bath w/ high ceilings & vanity/makeup area & its own door to the rear deck. The second floor has 2 bedrooms, a full bath, plenty of walk-in attic storage & a huge unfinished room w/ stairs to the garage below, affording future expansion opportunities. In addition to a 2 car garage, a 3rd bay w/ its own overhead door is ideal for seasonal vehicle, lawn equipment or lake gear. C-air, c-vac & recess lights thru-out. Enjoy outdoor activities at Recreation Park 1. 2 miles away. This move-in ready home is a rare find - don't miss the opportunity to make it your own! Home is being sold as-is. Columbia is a quaint eastern Connecticut town not only home to Columbia Lake but Recreation Park which is a great asset to the town featuring ballparks and playscape, pickleball, tennis and basketball courts, disc golf and walking and hiking trails as well as pavilion available for rent. Year-round community activities throughout the town include summer concerts, holiday lights and a community garden. Easy commuter access as well as affordable tax base make this a great place to call home.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan | 17.0 x 13.0 | Upper |
Bedroom 2 | Ceiling Fan | 12.0 x 12.0 | Upper |
Dining Room | Breakfast Bar,Sliders | 12.0 x 13.0 | Main |
Living Room | Skylight,Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Interior Balcony,Hardwood Floor | 20.0 x 20.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 16.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $3,563 | $3,560 | $4,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.