12 Spruce Drive, Belmont, NH, 03220 | $95,900

Spacious 2 bedroom, one bath home with an enclosed porch. Roomy living room that flows into your eat-in kitchen. Sit on your deck and enjoy the quiet surroundings. Centrally located in the heart of the Lakes Region, with easy access to points north or south. Fantastic location with skiing , hiking, boating, shopping, restaurants within a stones throw. Close to Lake Winnisquam and the public beaches.

Features

  • Amenities: Master Insurance,Beach Rights,Trash Removal
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Single Wide
  • Year Built: 1985
  • Heating: Oil,Hot Air
  • Cooling: None
  • Approx Sq. Feet: 968
  • Est. Taxes: $1,061
  • Lot Desc: Beach Access,Level,Near Country Club,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Near Hospital,Near School(s)
  • Elem. School: Belmont Elementary
  • Middle School: Belmont Middle School
  • High School: Belmont High School
  • School District: Shaker Regional
  • MLS#: 5024131
  • Website: https://www.raveis.com
    /prop/5024131/12sprucedrive_belmont_nh?source=qrflyer
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Listing courtesy of BHHS Verani Belmont   Phone: 603-527-1111
Listing Agent: Delores Seager

William Raveis Family of Services

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Customer Service

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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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12 Spruce Drive, Belmont, NH, 03220

$95,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $76,720 $76,720 $76,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $88 $88 $88
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $498 $491 $637
Total Monthly Payment $661 $654 $800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.