Welcome to The Villages at Oyster Creek, a sought-after waterfront community tucked off Lemon Bay! This 3-story townhouse/condo offers arguably the best views in the community (only 27 units in total), overlooking the open marina and pristine preserve. Just a short walk to your boat and a few minutes ride to the Intracoastal Waterway, this is the ultimate boating lifestyle!
This townhome is packed with features, including:
• Private interior elevator for convenience.
• Brand-new wood grain vinyl flooring and fresh paint throughout.
• Newer appliances and hurricane-rated sliders off the master bedroom.
• Thoughtfully designed floor plan with inside laundry and stunning water views from nearly every room.
• Spacious full-size garage, a rare find in similar communities.
• Additional bonus room on the ground level with approximately 290 sq. ft. and sliders to a waterfront patio—
The upstairs primary bedroom has views galore and what could be a third bedroom or private den or office upstairs on the top floor.
Enjoy the outdoors on one of three waterfront balconies or decks, where you can soak in the wildlife and incredible sunsets. Boating is a breeze with private first-come, first-serve docking, free trailer parking, and nearby kayak/canoe launch with storage racks. After a day on the water, relax by the heated community pool and enjoy a cookout overlooking the marina.
This friendly, quaint community is ideally located near several restaurants, shops, golf, walking trails & parks and just 7 minutes from the beach! Whether you’re looking for a primary residence or a coastal getaway, this home offers the perfect balance of lifestyle and location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $510 | $510 | $510 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,153 | $2,126 | $2,757 |
Total Monthly Payment | $2,738 | $2,711 | $3,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.